Last Updated: June 23, 2020
The Allied Golf Association of British Columbia (AGA-BC) is pleased to provide the following resources for British Columbia golf industry owners, managers, employees and industry partners amidst the COVID-19 crisis.
- GOLF AND TOURISM ASSOCIATION LINKS TO COVID-19 INFORMATION
- GOVERNMENT RESOURCES
- BRITISH COLUMBIA GOLF INDUSTRY OWNERS AND MANAGERS – BEST PRACTICES
- BRITISH COLUMBIA GOLF INDUSTRY EMPLOYEES
GOLF AND TOURISM ASSOCIATION LINKS TO COVID-19 INFORMATION:
Federal Government of Canada:
Coronavirus Disease (COVID-19) – Benefits and Services
COVID-19 Economic Response Plan
Government of British Columbia:
We are in Phase 2 of 4 – British Columbia’s Response to COVID-19
Ministerial Order of the Provincial Health Officer for Food Service Establishments and Liquor Service – June 10, 2020
Ministerial Order of the Provincial Health Officer for Food Service Establishments – May 15, 2020
Ministerial Order of the Provincial Health Officer for Workplace COVID-19 Safety Plans – May 14, 2020
BC’s Restart Plan
COVID-19 Supports for Businesses
COVID-19 Action Plan
COVID-19 Provincial Support and Information
Managing COVID 19 Stress, Anxiety and Depression
COVID-19 BC Support App and Self-Assessment Tool – Download on the App, Get it on Google Play or visit the Self-Assessment Website
Share Ideas on BC’s Recovery Plan
COVID-19 Information and Resources
COVID-19 and Returning to Safe Operations – Phase 2
COVID-19 Returning to Safe Operations Frequently Asked Questions
COVID-19 Safety Plan* REQUIRED of every golf course in operation
Exposure Control Plan* REQUIRED of every golf course in operation
Restaurants, Cafes and Pubs: Protocols for Returning to Operations
Retail: Protocols for Returning to Operations
Office: Protocols for Returning to Operations
FOR GOLF INDUSTRY BUSINESS OWNERS:
If you are currently operating:
75% Wage Subsidy:
- On May 15 Prime Minister Justin Trudeau announced an extension of the Canada Emergency Wage Subsidy (CEWS) through to the end of August, 2020. (Via Global News)
- Canada Emergency Wage Subsidy (CEWS) provides a 75% wage subsidy to eligible employers for up to 24 weeks, retroactive to March 15th, to August 29, 2020. (Application Guide)
- This wage subsidy aims to prevent further job losses, encourage employers to re-hire workers previously laid off as a result of COVID-19, and help better position Canadian companies and other employers to more easily resume normal operations during the crisis.
- Eligible Employers
- individuals, taxable corporations, partnerships of eligible employers, non-profit organizations and registered charities
- those that have received a drop of at least 15% of their revenue in March 2020 and 30% in the following months.
- Eligible Employees
- An eligible employee is an individual who is employed in Canada.
- Amount of Subsidy:
- For those companies experiencing a decrease in revenues of at least 15% in March, the government will cover up to 75% of a salary on the first $58,700, which could mean payments of up to $847 a week.
- The prime minister also encouraged businesses to top up their employees’ wages with the remaining 25% of their pre-crisis salaries. “We are trusting you to do the right thing” says Trudeau “If you have the means to pay the remaining 25% that is not covered by the subsidy, do it”
- How to Apply
- Eligble employers would be able to apply for CEWS through the Canada Revenue Agency’s My Business Account portal as wel as a web-based applicatoin. Employers would have to keep records demonstrating their reduction in arm’s length revneues and renumeration paid to employees.
- Ensuring Compliance
- Prime Minister Trudeau announced serious consequences for those who abuse the system with his funding announcement. https://www.cbc.ca/news/politics/trudeau-covid19-business-supports-1.5514558
- In order to maintain the integrity of the program and to ensure that it helps Canadians keep their jobs, employers would be required to repay amounts paid under the CEWS if they do not meet the eligibility requirements. Penalties may apply in cases of fraudulent claims and may include fines and imprisonment.
Canada Emergency Business Account
The new Canada Emergency Business Account will provide interest-free loans of up to $40,000 to small businesses and not-for-profits, to help cover their operating costs during a period where their revenues have been temporarily reduced.
To qualify, these organizations will need to demonstrate they paid between $50,000 to $1 million in total payroll in 2019.
Employment Termination / Lay-Offs:
- Employers must give notice and/or pay to end employment or temporarily lay off employees.
- The amount of written notice and/or pay is based on how long an employee has been employed.
- Employed for three months = one week of notice and/or pay
- Employed for one year = two weeks of notice and/or pay
- Employed for three or more years = three weeks of notice and/or pay, plus one week of notice/pay for each additional year of employment (to a maximum of eight weeks)
- Temporary Lay-offs
- An employee is laid off when they’re given less work or no work – with the plan that the employee will return to a regular work schedule. If an employee’s hours are reduced, they are considered laid off as soon as they earn less than 50 percent of their weekly wages at the regular rate (averaged over the previous eight weeks
- Temporary layoffs can only be up to 13 weeks in a period of 20 weeks.
- They are only considered temporary if the layoff is part of an employment contract or the employee agrees to the layoff. You must have them sign a voluntary temporary lay-off agreement.
- You do not have to pay out vacation nor statutory severance.
- If the temporary layoff is longer than 13 weeks, it becomes a termination of employment. The start of the layoff is the termination date and the employer must give pay for length of service based on this date
Record of Employment:
- How to Complete the Record of Employment Form
- If your employees are directly affected by the coronavirus (COVID-19) and they are no longer working, you must issue a Record of Employment (ROE).
- When the employee is sick or quarantined, use code D (Illness or injury) as the reason for separation (block 16). Do not add comments.
- When the employee is no longer working due to a shortage of work because the business has closed or decreased operations due to coronavirus (COVID-19), use code A (Shortage of work). Do not add comments.
- When the employee refuses to come to work but is not sick or quarantined, use code E (Quit) or code N (Leave of absence), as appropriate. Avoid adding comments unless absolutely necessary.
Supplemental Unemployment Benefit Plan – EI Top-Up:
- Employers can use a Supplemental Unemployment Benefit Plan (SUBP) plan to increase their employees’ weekly earnings, to a max of 95% of their average earnings without it affecting an employee’s claim, when they are unemployed due to a temporary stoppage of work, training, illness, injury or quarantine.
- Payments from SUBP that are registered with Service Canada are not considered as earnings and are not deducted from EI benefits (pursuant to subsection 37(1) of the EI Regulations).
- Supplemental Unemployment Benefit Guide
Unpaid Job-Protected Leave:
- NEW COVID 19 leave https://www2.gov.bc.ca/gov/content/employment-business/employment-standards-advice/employment-standards/time-off/leaves-of-absence#covid19
- BC is deferring payments on the Employer Health Tax (EHT), municipal and regional district tax, tobacco tax, motor fuel tax carbon tax and PST until the end of September.
- CRA has extended the filing date for the current tax year to June 1, 2002 – applies to corporations that would otherwise have a filing due date after March 18 and before June 1, 2020
- CRA will allow all businesses to defer the payment of any income tax until September 1, 2020 of amounts that become owing on or after March 18 and before September 1, 2020
- The province cutting the school tax by 50% for light- and major-industry property classes, expecting the tax cut to be passed on to business owners with triple-net leases.
- The CRA won’t initiate post-assessment GST or income tax audits on small or medium-sized businesses for the next month.
- Bank of Canada cutting interest rate to 0.25%
- BC Government announces Companies, societies, co-operatives now able to meet electronically – April 22, 2020
FOR GOLF INDUSTRY EMPLOYEES
Working within the COVID-19 Pandemic:
- Employment Insurance Benefits in Canada
- EI Regular Benefits Overiew
- How much you could receive – We cannot tell you exactly how much you will receive before we process your application. For most people, the basic rate for calculating EI benefits is 55% of your average insurable weekly earnings, up to a maximum amount. As of January 1, 2020, the maximum yearly insurable earnings amount is $54,200. This means that you can receive a maximum amount of $573 per week.
- Apply for EI here
- Working While on EI
- If you work while receiving regular benefits and have served your waiting period, you will be able to keep 50 cents of your EI benefits for every dollar you earn, up to 90 percent of the weekly insurable earnings used to calculate your EI benefit amount. This 90 percent amount is called the earnings threshold. If you earn any money above this threshold, we will deduct it dollar for dollar from your benefits.
- For more information, visit the Working While on Claim page.
- When you work and receive benefits at the same time, you must report your work earnings and hours for each week you work, in the week in which the work occurred.
- If you receive other payments while receiving EI, some types of earnings will be deducted from your EI benefits, while other types of income have no impact on your EI benefits. You can refer to the earnings chart to find out if a payment constitutes earnings for benefit purposes and, if so, how those earnings are allocated.
- Here’s an example provided by Service Canada:
- John was laid off when the grocery store where he worked shut down. His weekly earnings at the grocery store were $500, so his weekly EI benefit rate is $275 (55 percent of $500). He has found a part-time job at a restaurant, where he works three days a week and earns $300 per week.
- As a result, his $275 in EI benefits are reduced by $150 or 50 cents for every dollar he earns at the restaurant ($300 ÷ 2 = $150). This brings his total EI benefit to $125 ($275 – $150 = $125).
- In the end, John takes home $125 per week in EI benefits plus his part-time wages of $300, for a total of $425.
Federal Assistance Highlights:
- Government introduces Canada Emergency Response Benefit (CERB) of $2000 for a 4-week period ($500/week) for up to 24 weeks to help workers displaced by COVID-19!
- Update April 15, 2020 – Prime Minister announces expanded access to Canada Emergency Response Benefit and support for essential workers
- Waiving the one-week Employment Insurance waiting period of Canadians who are sick, quarantined or must stay home to care for children but don’t have sick pay.
- No need for a medical certificate.
- Income tax filing date extended to June 1, 2020 and payment date to Sept 1, 2020
- Boosting the Canada Child Benefit for 2019-2020 by $300 per child.
- The federal government is placing a six-month interest-free moratorium on the repayment of Canada Student Loans.
Provincial Help Highlights:
- $1000 BC Emergency Benefit for Workers
- BC Offers $500 a month for renters
- Financial Supports in Response to COVID-19
- Support for Businesses, Organizations and Industry
- Canada’s big six banks will allow mortgage payment deferrals for up to six months during the coronavirus pandemic.
- BC Hydro will allow customers to defer bill payments or arrange a payment plan with no penalty.
- FortisBC is waiving late payment fees and pledging not to disconnect customers for any reason, as well as working with customers to come up with flexible payment plans.
- ICBC says has an existing policy that allows customers to defer a payment once in their term in times of financial hardship.
- TD Canada Trust, CIBC, National Bank and Scotiabank are offering relief on credit products on a case-by-case basis, Royal Bank is allowing customers to skip a monthly payment and BMO is allowing a deferral of payment on loans or credit card bills of up to three months.