Last Updated: November 20, 2020
The landscape in which the golf industry operates is continually changing and keeping up to date with the latest support, benefits, health orders, etc. can be daunting. In addition to changes to support programs, the Provincial Health Officer is continually updating regulations and guidelines to provide accurate and effective control measures.
The most recent provincial update, as provided on November 19th, will have a significant impact on the golf industry – the biggest changes are the newly introduced travel advisories to limit movement to essential travel and the updated restrictions on public gatherings. These new restrictions apply across the entire province and are in place until at least December 7th. While many golf courses are closed or operating at reduced play capacities during the winter months, the ancillary services (restaurants, pro-shop holiday sales, etc.) will be impacted by these new guidelines.
Beyond the introduction of mandatory wearing of masks in public spaces, travel restrictions and elimination of public gatherings, the overarching health orders pertaining to other services the golf industry relies on throughout the winter months, such as food and liquor serving establishments, have not been significantly altered. However, the indication is that these may also be changed if the trajectory is not altered in the coming weeks. Monitoring the health orders and resources provided by the federal and provincial governments, as well as many of the other resources compiled by the AGA-BC below, will put us all in the best position to continue safe and healthy operations.
Announcements were also made by the federal government on November 19th. These new measures, as defined in Bill C-9, extend certain national support programs, including the Canada Emergency Wage Subsidy, and introduce the new Canada Emergency Rent Subsidy and Lockdown Support for Businesses Facing Significant Public Health Restrictions.
The AGA-BC encourages all Golf Industry members to review the resources available for British Columbia golf industry owners, managers, employees, and industry partners amidst the COVID-19 crisis.
To that end, the Allied Golf Association of British Columbia (AGA-BC) is pleased to provide the following summary of resources.
Sections of Information in this Article:
- GOLF AND TOURISM ASSOCIATION LINKS TO COVID-19 INFORMATION
- GOVERNMENT RESOURCES
- BRITISH COLUMBIA GOLF INDUSTRY OWNERS AND MANAGERS – BEST PRACTICES
- BRITISH COLUMBIA GOLF INDUSTRY EMPLOYEES
GOLF AND TOURISM ASSOCIATION LINKS TO COVID-19 INFORMATION:
PGA of Canada COVID-19 Member Resource Hub – member login required
Federal Government of Canada:
COVID-19 Economic Response Plan
Coronavirus Disease (COVID-19) – Benefits and Services
Government of British Columbia:
New province-wide restrictions were introduced on November 19th and extend until at least December 7th – British Columbia’s Response to COVID-19
BC’s COVID-19 Economic Recovery Plan
Tourism Industry Economic Recovery Fact Sheet – September 17, 2020
Ministerial Orders Relevant to the Golf Industry:
Ministerial Order pertaining to Province-Wide Restrictions beginning on November 19th through until at least December 7th
*The above order currently supersede many items in individual orders for the duration noted. For example, additional restrictions have been placed on gatherings that replace the November 10th PHO pertaining to gatherings and events.
Ministerial Order of the Provincial Health Officer for Food and Liquor Serving Premises, October 9, 2020
Ministerial Order of the Provincial Health Officer for Gatherings and Events– November 10, 2020
Ministerial Order of the Provincial Health Officer for Workplace COVID-19 Safety Plans – May 14, 2020
Provincial Programs, Information, and Support:
BC’s Restart Plan
BC’s COVID-19 Economic Recovery Plan
COVID-19 Supports for Businesses
Provincial Small and Medium-sized Business Recovery Grant
COVID-19 Provincial Support and Information
Managing COVID 19 Stress, Anxiety and Depression
COVID-19 BC Support App and Self-Assessment Tool – Download on the App, Get it on Google Play or visit the Self-Assessment Website
COVID-19 Information and Resources
COVID-19 and Returning to Safe Operations – Phases 2&3
COVID-19 Returning to Safe Operations Frequently Asked Questions
COVID-19 Safety Plan* REQUIRED of every golf course in operation
Exposure Control Plan* REQUIRED of every golf course in operation
Restaurants, Cafes and Pubs: Protocols for Returning to Operations
Retail: Protocols for Returning to Operations
Office: Protocols for Returning to Operations
FOR GOLF INDUSTRY BUSINESS OWNERS:
If you are currently operating:
Government of BC – COVID-19 Supports for Small Businesses in BC
Canada Emergency Wage Subsidy (75% Subsidy)
On November 19th the Federal Government extended the Canada Emergency Wage Subsidy (CEWS) through to June 21st, 2021. (Information and How to Apply).
The CEWS program was also redesigned and additional information about eligibility, payment amounts – Information about the new program details can be found here: Canada Emergency Wage Subsidy Updates and Eligibility
The changes included in the Government’s updated legislation:
- Extended the program, with redesigned program details, until November 21, 2020. (Application Guide)
- Allow for the extension of the CEWS until December 31, 2020.
- Make the subsidy accessible to a broader range of employers by including employers with a revenue decline of less than 30 percent and providing a gradually decreasing base subsidy to all qualifying employers. This would help many struggling employers with less than a 30-per-cent revenue loss get support to keep and bring back workers, while also ensuring those who have previously benefited could still qualify, even if their revenues recover and no longer meet the 30 percent revenue decline threshold.
- Introduce a top-up subsidy of up to an additional 25 percent for employers that have been most adversely affected by the pandemic. This would be particularly helpful to employers in industries that are recovering more slowly.
- Address certain technical issues identified by stakeholders.
How to Apply
- Eligible employers would be able to apply for CEWS through the Canada Revenue Agency’s My Business Account portal as well as a web-based application. Employers would have to keep records demonstrating their reduction in arm’s length revenues and remuneration paid to employees.
- Prime Minister Trudeau announced serious consequences for those who abuse the system with his funding announcement.
- In order to maintain the integrity of the program and to ensure that it helps Canadians keep their jobs, employers would be required to repay amounts paid under the CEWS if they do not meet the eligibility requirements. Penalties may apply in cases of fraudulent claims and may include fines and imprisonment.
Canada Emergency Rent Subsidy
The recently released Canada Emergency Rent Subsidy provides a subsidy of up to 65% for eligible expenses. This support measure is based on revenue decline and uses a sliding scale to determine the level of subsidy received. The program mirrors the structure of the Canada Emergency Wage Subsidy and more information about eligibility and definitions of eligible expenses can be found on the Department of Finance’s dedicated CERS page.
Lockdown Support for Businesses Facing Significant Public Health Restrictions
Further to the Canada Emergency Rent Subsidy, the federal government also introduced further support for businesses affected by significant impacts as a result of public health restrictions. For an organization to qualify for the Lockdown Support for a qualifying property, the following conditions must apply:
- the organization qualifies for the base Canada Emergency Rent Subsidy; and
- the public health order requires that the organization
- completely shut down the location; or,
- cease some or all of the activities at the location and it is reasonable to conclude that the ceased activities, in the appropriate pre-pandemic prior reference period, were responsible for at least approximately 25 per cent of the revenues of the entity at that location.
More information about the Lockdown Support can be found in the Finance Department’s Lockdown Support Announcement
Canada Emergency Business Account
The new Canada Emergency Business Account will provide interest-free loans of up to $40,000 to small businesses and not-for-profits, to help cover their operating costs during a period where their revenues have been temporarily reduced.
To qualify, these organizations will need to demonstrate they paid between $50,000 to $1 million in total payroll in 2019.
Employment Termination / Lay-Off Resources:
- Province of BC resources and information about terminations and layoffs
- Employers must give notice and/or pay to end employment or temporarily lay off employees.
- The amount of written notice and/or pay is based on how long an employee has been employed.
- Employed for three months = one week of notice and/or pay
- Employed for one year = two weeks of notice and/or pay
- Employed for three or more years = three weeks of notice and/or pay, plus one week of notice/pay for each additional year of employment (to a maximum of eight weeks)
- Temporary Lay-offs
- An employee is laid off when they’re given less work or no work – with the plan that the employee will return to a regular work schedule. If an employee’s hours are reduced, they are considered laid off as soon as they earn less than 50 percent of their weekly wages at the regular rate (averaged over the previous eight weeks
- Temporary layoffs can only be up to 13 weeks in a period of 20 weeks. **However, if the layoff is due to COVID-19 the layoff can be extended to a maximum of 6 months or until December 30, 2020 for employees laid off between the period of March 31, 2020 and September 30, 2020, where the fixed date or fixed period specified in the written notice occurs before December 30, 2020
- **After September 30, 2020, the temporary extension of lay-off periods will no longer apply.
- They are only considered temporary if the layoff is part of an employment contract or the employee agrees to the layoff. You must have them sign a voluntary temporary lay-off agreement.
- You do not have to pay out vacation nor statutory severance.
- If the temporary layoff is longer than 13 weeks (or applicable duration based on the date of lay-off and special extensions), it becomes a termination of employment. The start of the layoff is the termination date and the employer must give pay for length of service based on this date
Record of Employment:
- How to Complete the Record of Employment Form
- If your employees are directly affected by the coronavirus (COVID-19) and they are no longer working, you must issue a Record of Employment (ROE).
- When the employee is sick or quarantined, use code D (Illness or injury) as the reason for separation (block 16). Do not add comments.
- When the employee is no longer working due to a shortage of work because the business has closed or decreased operations due to coronavirus (COVID-19), use code A (Shortage of work). Do not add comments.
- When the employee refuses to come to work but is not sick or quarantined, use code E (Quit) or code N (Leave of absence), as appropriate. Avoid adding comments unless absolutely necessary.
Supplemental Unemployment Benefit Plan – EI Top-Up:
- Government of Canada Information and Resources – Supplemental Unemployment Benefit Plan
- Employers can use a Supplemental Unemployment Benefit Plan (SUBP) plan to increase their employees’ weekly earnings, to a max of 95% of their average earnings without it affecting an employee’s claim, when they are unemployed due to a temporary stoppage of work, training, illness, injury or quarantine.
- Payments from SUBP that are registered with Service Canada are not considered as earnings and are not deducted from EI benefits (pursuant to subsection 37(1) of the EI Regulations).
- Supplemental Unemployment Benefit Guide
Unpaid Job-Protected Leave:
- NEW COVID 19 leave – Information about the Province of British Columbia’s Leave Programs
Update October 5 – Province of British Columbia’s tax and tax-related changes, incentives and benefits
Provincial changes include:
- Deferral of payments on the Employer Health Tax (EHT), municipal and regional district tax, tobacco tax, motor fuel tax, carbon tax, and PST
- Tax incentives for Employment and Select Machine Purchases
- The province is cutting the school tax by 50% for light- and major-industry property classes, expecting the tax cut to be passed on to business owners with triple-net leases.
- The Bank of Canada has reduced the benchmark interest rate to 0.25% as of its March meeting and rates are forecast to remain at low levels for the foreseeable future. September 9th update
- BC Government announces Companies, societies, co-operatives now able to meet electronically – April 22, 2020
- Provincial Small and Medium-sized Business Recovery Grant
FOR GOLF INDUSTRY EMPLOYEES
Working within the COVID-19 Pandemic:
- Canada Emergency Response Benefit – As of September, the CERB program has ended and it is being replaced by an enhanced Employment Insurance (EI) program and the Canada Response Benefit
- Employment Insurance (EI) Regular Benefits
- Apply for EI here
- How much you could receive – We cannot tell you exactly how much you will receive before we process your application. For most people, the basic rate for calculating EI benefits is 55% of your average insurable weekly earnings, up to a maximum amount. As of January 1, 2020, the maximum yearly insurable earnings amount is $54,200. This means that you can receive a maximum amount of $573 per week.
- Canada Response Benefit
From the Government fo Canada Website: “The Canada Recovery Benefit (CRB) gives income support to employed and self-employed individuals who are directly affected by COVID-19 and are not entitled to Employment Insurance (EI) benefits. The CRB is administered by the Canada Revenue Agency (CRA). If you are eligible for the CRB, you can receive $1,000 ($900 after taxes withheld) for a 2-week period.”
- Working While on EI vs Working on CRB
- If you work while receiving regular EI benefits and have served your waiting period, you will be able to keep 50 cents of your EI benefits for every dollar you earn, up to 90 percent of the weekly insurable earnings used to calculate your EI benefit amount. This 90 percent amount is called the earnings threshold. If you earn any money above this threshold, we will deduct it dollar for dollar from your benefits.
- If you are receiving CRB Benefits you may not earn more than $38,000 in the calendar year – if your net income is more than $38,000, You will have to reimburse $0.50 of the benefit for every dollar of net income that you earned above $38,000
- For either Regular Benefits or CRB, when you work and receive benefits at the same time, you must report your work earnings and hours for each week you work, in the week in which the work occurred.
- For more information, visit the Working While on Claim and/or CRB FAQ.
- Family Caregiver Benefits – As of September 27, 2020, additional allowances and access to EI Benefits have been added where individuals are required to provide care to a family member.
The recent changes to the benefit programs and support measures create multiple options for employees who find themselves without work due to COVID-19. For more information about programs and eligibility you are encouraged to connect directly with government representatives to learn more about which options apply to your situation: